It’s just a myth that it will boost your credit score. Even though it lowered my perfect 850 credit score and my column about it sparked some serious debate with readers, it was one of the best financial decisions I’ve made.Ĭredit card debt: If you’re in the habit of carrying credit card debt, stop. My mortgage payoff story: My husband and I paid off the house in the spring of 2023 thanks to making extra payments and taking advantage of a mortgage recast. If you have a personal finance question for Washington Post columnist Michelle Singletary, please call 1-855-ASK-POST (1-85). The best of Michelle Singletary on personal finance Balance transfers are unavailable.Įither $5 or 3% of the amount of each balance transfer, whichever is greater.Įither $10 or 4% of the amount of each cash advance, whichever is greater $75 maximum.B.O.M. Payment in full required each month. This APR will vary with the market based on prime rate. This APR will vary with the market based on prime rate. For details see the Visa Signature Guide to Benefits. In order for coverage to apply, you must use your covered Visa Signature credit card to secure transactions. ***Certain terms, conditions and exclusions apply. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement. Notify PNC Bank immediately of any unauthorized use. repair warranty up to one full year on warranties of three years or less. Extended Warranty Protection lengthens the time period of the manufacturer’s written U.S.In the event of theft or damage to an item purchased, Visa will replace, repair or reimburse up to $10,000 per claim and $50,000 per cardholder for 90 days from the date of purchase.Purchase Security and Extended Warranty*** If your Visa Business card is ever lost or stolen, your company is protected against fraudulent use of the card, including transactions made via telephone or on the Internet.Reduced concern about fraud and misuse makes it easier to issue cards to more employees.Security features are built into every card at no extra cost.

Plan and budget for future business needs.Monitor where you and your employees are spending.When you enroll in Cash Flow Insight ℠ our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. View your PNC Business Credit Card Spending by Business Category Create ad hoc inquiries for viewing company purchase, or choose to use pre-formatted spending reports by vendor type to help your company negotiate volume pricing.Assign unique cost allocation fields to transactions for internal accounting and analysis.csv file format to import into other accounting software.Įnroll in Advanced Reporting Tool to Allocate & Analyze Expenses Track spending against budgets when you download transactions into Excel ®, Quicken ® or Quickbooks ® or use.Build up to 13 months of stored statements and 7 years of transaction history for convenient research.Provide real-time access to online statements and posted transactions for your finance, accounting and sales teams.Set up recurring and same-day payments.View pending charges for individual cards and change card spending limits in real-time as needed.Limit individual card transactions by merchant and purchase category type.Set or change employee card spending limits for purchases and cash access.Your Program Administrator can activate, deactivate and change card settings in real time.Use Either Account View or Advanced Reporting Tool to Stay Close to Employee Activity

Revolve finance credit card